Guides
Practical guides on the recurring charges that are easiest to miss — promotional rates that expire, trials that convert, and fees that arrive once a year. No company names, no affiliate links, no sign-up required to read them.
What happens when a promotional rate ends
Intro rates expire quietly and roll to the standard price. Here is what actually happens, why almost nobody notices, and how to catch it before you are billed.
How to find every subscription you are actually paying for
A practical method for building a complete list of recurring charges, including the ones that do not appear where you expect them.
Free trials: how to avoid being charged when one ends
Free trials convert to paid automatically and quietly. Here is how the conversion actually works and the reliable way to decide before it happens.
Annual fees: when they post and what to do first
Annual membership and card fees arrive once a year, which is exactly why they are missed. How to anticipate the date and what your options are before it lands.
How to cancel a subscription you forgot you had
A step-by-step method for identifying an unrecognised recurring charge and stopping it, including what to do when you cannot work out what it is.